Preferential Support for SMEs and Medium-Large Companies

Preferential Interest Rates and fees

	Large Enterprises(groups of companies subject to restriction in cross-investment among affiliates)	Medium-Large Companies	SMEs
Interest Rate	N/A	50~80% of discount applicable to SMEs	Up to 0.6%p discount
Fees	Less than 2 years: 0.3% per annum 2 years or more: 0.5% per annum	Less than 2 years: 0.15~0.2% per annum 2 years or more: 0.25~0.35% per annum	Exempt

Medium-large companies subject to additional benefits

Korea Eximbank offers additional interest rate discounts and credit ceiling benefits to medium-large companies that graduated from SME status less than 5 years ago ("Preferred Medium-Large Companies") in order to mitigate the shock of a sudden withdrawal of benefits extended to SMEs.

Incentives for voluntary external audits

Korea Eximbank assigns additional credit scores to companies that voluntarily undergo external audits.

Support Program for SME Export Beginners

Korea Eximbank launched the 'Support Program for SME Export Beginners' to complete a system of support optimized to each stage of the growth of SMEs.

The Support Program for SME Export Beginners is aimed at providing a launch pad for SME exporters whose sales in direct exports are below USD 1 million. The anticipated benefit of the program is to enable SME exporters to reach a critical mass of export volume required to compete with global rivals. To maximize results, the Bank is offering various forms of financial and non-financial assistance to SME Export Beginners.

Shared Growth Program

"Shared Growth" refers to the collaborative efforts between large companies and SMEs to identify and support SMEs with high growth potential, with a view to preserving and improving the business ecosystem in the long run.

Preferential Treatment for Job-creating SMEs and Medium-Large Companies

In line with the Korean government's efforts to promote job creation, Korea Eximbank supports SMEs and medium-large companies that have expanded their headcounts by at least 3% in the previous 6 months.

	SMEs and medium-large companies	Job Creator SMEs and medium-large companies
Interest Rate Discount	N/A	Up to 0.7%p
Export Growth Loan Limit	60~100% of recent annual export record	May be eligible for 80~100% of recent annual export record